:root{--brand:#ef7528;--branddark:#ac4a13;--brandpale:#fff2e8;--blue:#4489bc;--interest:#f29751;--ink:#243038;--muted:#697984;--line:#e0e7eb;--bg:#f4f7f8;--paper:#fff;--mint:#eef3f5;--radius:19px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Hiragino Sans","Hiragino Kaku Gothic ProN",Meiryo,sans-serif;background:var(--bg);font-size:14px;line-height:1.6;-webkit-font-smoothing:antialiased}button,input,select{font:inherit}button{cursor:pointer}button:disabled{opacity:.4;cursor:not-allowed}button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #78a9f5;outline-offset:2px}.container{max-width:900px;padding:0 15px;margin:0 auto}.top{background:#fff;border-bottom:1px solid var(--line)}.topin{height:58px;display:flex;align-items:center;justify-content:space-between;gap:6px}.logo{display:flex;align-items:center;gap:8px;font-weight:850;white-space:nowrap;font-size:16px}.logo-mark{background:var(--brand);color:white;border-radius:11px;display:grid;place-items:center;height:31px;width:31px;font-size:20px}.topnote{font-size:10px;color:var(--branddark);background:var(--brandpale);border-radius:50px;padding:5px 8px;white-space:nowrap;font-weight:750}.intro{padding:20px 0 14px}.eyebrow{font-size:11px;color:var(--branddark);font-weight:850;letter-spacing:.06em}.intro h1{margin:4px 0 5px;font-size:clamp(22px,3.7vw,31px);line-height:1.4;letter-spacing:-.035em}.intro p{font-size:12px;color:var(--muted);margin:0}.sheet{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:0 10px 30px rgba(30,53,67,.04);margin-bottom:14px}.pad{padding:20px}.little-head{font-size:11px;letter-spacing:.06em;font-weight:850;color:#89949b}.method-switch{display:grid;grid-template-columns:1fr 1fr;background:#eff3f4;border-radius:13px;padding:4px;margin:0 0 18px}.method-switch button{border:0;border-radius:10px;background:transparent;font-weight:850;color:#697983;padding:11px 4px;font-size:14px}.method-switch button.active{background:#fff;color:var(--branddark);box-shadow:0 2px 7px rgba(31,55,68,.11)}.headingline{display:flex;align-items:center;justify-content:space-between;gap:7px}.step{font-size:10px;letter-spacing:.06em;font-weight:800;color:#86939b}.chip{background:var(--brandpale);color:var(--branddark);border-radius:100px;padding:4px 9px;font-size:11px;font-weight:800;white-space:nowrap}.focustitle{font-size:clamp(21px,4.8vw,28px);line-height:1.35;letter-spacing:-.035em;margin:9px 0 18px;font-weight:900}.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px;align-items:end}.caption{color:var(--muted);font-size:11px;margin-bottom:3px}.big{font-size:clamp(25px,6.1vw,42px);font-weight:900;line-height:1.25;letter-spacing:-.06em;font-variant-numeric:tabular-nums;white-space:nowrap}.balancebig{font-size:clamp(21px,5.4vw,34px);text-align:right}.alignright{text-align:right}.mixbar{border-radius:40px;display:flex;height:15px;overflow:hidden;background:#edf1f3;margin:16px 0 10px}.mixbar>span{transition:width .18s}.mixbar .blue{background:var(--blue)}.mixbar .orange{background:var(--interest)}.legend{display:flex;align-items:center;gap:13px;flex-wrap:wrap;font-size:12px;color:#4d6472}.legend .dot{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:5px}.sample{font-size:10px;color:#677984;margin-top:8px}.costalert{margin-top:15px;background:#fff4e9;color:#99501d;border:1px solid #f7d4b7;border-radius:12px;padding:10px 12px;font-size:11px;line-height:1.55}.conditionrow{display:flex;justify-content:space-between;align-items:center;white-space:nowrap;gap:5px;margin:14px 0 9px;overflow:hidden;font-variant-numeric:tabular-nums}.conditionrow strong{font-size:12px;flex-shrink:0}.conditionrow span{font-size:12px;font-weight:750;letter-spacing:-.035em;min-width:0;overflow:hidden;text-overflow:ellipsis;text-align:right}.buttonrow{display:grid;grid-template-columns:1fr 1fr;gap:9px}.btn{border-radius:13px;min-height:47px;padding:10px 12px;font-weight:820;border:1px solid var(--line);background:#fff;color:var(--ink);transition:filter .15s;line-height:1.4}.btn:hover{filter:brightness(.98)}.btn.primary{background:var(--brand);color:#fff;border-color:var(--brand)}.btn.soft{background:#fff8f2;border-color:#f3c49f;color:#984513}.btn.gray{background:#eef3f5;border-color:#eef3f5}.btn.ghost{border:0;background:transparent}.btn.small{min-height:36px;padding:7px 9px;font-size:12px;border-radius:10px}.buttonrow>.btn{font-size:13px;padding:8px 5px;min-height:49px}.sectionline{border:0;border-top:1px solid var(--line);margin:20px 0}.subhead{font-size:19px;font-weight:900;letter-spacing:-.035em;line-height:1.45;margin:0 0 4px}.muted{color:var(--muted);font-size:12px}.chartframe{margin-top:13px;border:1px solid #e3ebef;background:#fcfefe;border-radius:16px;padding:12px 8px 4px;position:relative;overflow:hidden}.chart{display:block;width:100%;height:auto;touch-action:pan-y}.plot-foot{font-size:11px;color:var(--muted);margin:8px 2px 0}.selectbar{margin-top:17px}.yearlabel{display:flex;align-items:center;justify-content:space-between;gap:6px}.yearlabel strong{font-size:14px}.accent{font-size:13px;color:var(--branddark);font-weight:850;font-variant-numeric:tabular-nums}.slider{width:100%;accent-color:var(--brand);margin:13px 0 9px;cursor:pointer}.shortcutrow{display:flex;flex-wrap:wrap;gap:5px;align-items:center}.round{background:#fff;border:1px solid #d5e0e5;border-radius:99px;padding:7px 9px;min-height:34px;color:#425963;font-weight:780;font-size:11px}.round.active{background:var(--brandpale);border-color:#efa36e;color:var(--branddark)}.yearinput{display:flex;align-items:center;gap:5px;margin-left:auto}.yearinput input{width:49px;padding:7px 5px;text-align:center;border-radius:9px;border:1px solid #cbd7dc;font-weight:850;font-size:13px}.yearinput input.invalid{border-color:#d73c39;background:#fff2f1}.error{font-size:12px;color:#b92e28;min-height:0}.error:not(:empty){margin-top:5px}.insight{margin-top:17px;background:#eff4f5;border-radius:13px;padding:12px 14px;color:#48606d;font-size:12px}.insight strong{display:block;font-size:13px;margin-bottom:3px}.warning{background:#fff0e9;border:1px solid #f0bba2;color:#a23d0b;border-radius:12px;padding:11px;font-size:12px;margin:12px 0}.warning:empty{display:none}.stats{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-top:14px}.stat{background:white;border:1px solid var(--line);padding:13px;border-radius:13px;min-width:0}.stat .label{font-size:11px;color:#657883;min-height:30px}.stat .value{font-size:clamp(20px,5.1vw,27px);font-weight:900;letter-spacing:-.05em;line-height:1.4;white-space:nowrap}.stat small{display:block;font-size:10px;color:var(--muted)}.sale{background:#fff9f4;border:1px solid #f3dcc9;border-radius:16px;padding:16px;margin-top:13px}.saleprice{font-size:clamp(24px,6vw,34px);letter-spacing:-.06em;font-weight:900;font-variant-numeric:tabular-nums}.inline-info{background:none;border:0;color:#3e789d;text-decoration:underline;text-underline-offset:2px;font-size:11px;padding:0 5px}.fine{font-size:11px;color:var(--muted)}.compare-long{margin-top:12px;background:#f2f6f7;border-radius:12px;padding:12px;color:#546a77;font-size:12px}.detailtoggle{margin-top:15px}.detailtoggle summary{font-weight:800;cursor:pointer}.gridinfo{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}.miniinfo{border:1px solid var(--line);border-radius:11px;padding:12px;font-size:12px}.miniinfo b{font-size:17px}.compacttable{width:100%;border-collapse:collapse;white-space:nowrap;font-size:11px;text-align:right}.compacttable td,.compacttable th{padding:7px 5px;border-bottom:1px solid var(--line)}.compacttable td:first-child,.compacttable th:first-child{text-align:left}.hscroll{overflow:auto;margin-top:10px}.smallprint{font-size:11px;color:var(--muted)}.sharegrid{display:grid;grid-template-columns:minmax(0,1fr) 135px;gap:12px;align-items:start}.sharegrid select{min-height:42px;width:100%;border:1px solid #cfdce1;border-radius:10px;padding:9px;background:white}.sharegrid canvas{width:100%;max-height:205px;object-fit:contain;background:white;border:1px solid var(--line);border-radius:10px;box-shadow:0 4px 12px #1b2e3a18}.share-actions{display:flex;flex-wrap:wrap;gap:7px;margin-top:11px}.share-actions .btn{min-height:40px}.share-msg{font-size:11px;color:#4d6f80;margin-top:8px;min-height:22px}.cta{padding:14px;border-radius:14px;border:1px solid var(--line);margin-top:12px}.cta.prime{background:#fff7ef;border-color:#f1cfae}.cta strong{font-size:17px}.cta p{margin:4px 0 10px;font-size:12px;color:#6b7880}.cta .btn{width:100%}.sourcearea{display:grid;grid-template-columns:1fr;gap:8px;margin-top:14px}.sourcearea select{width:100%;border:1px solid var(--line);border-radius:10px;padding:10px;background:#fff}.footer{font-size:10px;color:#7b8991;text-align:center;padding:8px 0 25px}.overlay{display:none;position:fixed;inset:0;background:#1b2b349e;z-index:30;align-items:flex-end;justify-content:center;padding:0}.overlay.open{display:flex}.modal{background:white;width:min(550px,100%);max-height:min(92dvh,900px);overflow:auto;border-radius:22px 22px 0 0;padding:17px 20px 26px;box-shadow:0 -8px 40px #0002;overscroll-behavior:contain}.grab{width:42px;height:5px;border-radius:9px;background:#d6dddf;margin:0 auto 10px}.modalhead{display:flex;justify-content:space-between;gap:10px;align-items:center;margin-bottom:12px}.modalhead h2{font-size:19px;margin:0}.x{border:0;background:#f0f4f5;border-radius:99px;width:36px;height:36px;font-size:19px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}.field{min-width:0}.field.full{grid-column:1/-1}.field label{display:block;font-size:12px;font-weight:850;margin-bottom:6px}.inputwrap{display:flex;align-items:center;border:1px solid #cdd9df;border-radius:10px;overflow:hidden;min-height:44px;background:#fff}.inputwrap:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px #f1975430}.inputwrap input{min-width:0;width:100%;border:0;outline:0;padding:10px;font-size:16px;font-weight:750}.inputwrap span{font-size:12px;color:#74848e;padding-right:10px;white-space:nowrap}.modalbuttons{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:17px}.switchrow{display:flex;gap:7px;align-items:center;flex-wrap:wrap;margin-top:11px}.segsm{display:grid;grid-template-columns:1fr 1fr;gap:7px}.segsm button{background:#f1f4f5;border:1px solid transparent;border-radius:10px;font-weight:800;padding:10px;font-size:12px}.segsm button.active{background:#fff2e8;border-color:#efa56d;color:var(--branddark)}.changeitem{background:#f6f8f9;border-radius:12px;padding:12px;margin-top:9px}.changehead{display:flex;align-items:center;justify-content:space-between;gap:6px;margin-bottom:8px}.changehead button{background:transparent;border:0;color:#bc5121;text-decoration:underline;padding:3px 0}.comparepair{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:10px}.comparepair .stat .value{font-size:21px}.unsup{font-size:12px;color:#8b5f36}.link{color:var(--branddark)}
@media(min-width:720px){.intro{padding:28px 0 16px}.pad{padding:26px}.chartframe{padding:18px}.sharegrid{grid-template-columns:1fr 200px}.modal{border-radius:20px;margin:auto;max-height:85vh}.overlay{align-items:center;padding:20px}.focustitle{font-size:30px}}
@media(max-width:370px){.container{padding:0 9px}.pad{padding:15px}.conditionrow strong,.conditionrow span{font-size:11px}.buttonrow>.btn{font-size:12px}.legend{gap:8px;font-size:11px}.yearinput{margin-left:0}}

/* v1.6 User-oriented, panel-based navigation; no production access-control claims */
[hidden]{display:none!important}.v16-entry-screen{padding:18px 14px 46px;min-height:100vh;background:linear-gradient(#f6f9fa,#f4f7f8)}.v16-entry-card{max-width:560px;margin:12px auto;border:1px solid #dbe5ea;border-radius:24px;background:white;box-shadow:0 6px 28px #16314412;padding:24px 20px}.v16-entry-eyebrow{color:#aa541e;font-size:11px;font-weight:850}.v16-entry-card h1{font-size:clamp(23px,5vw,30px);line-height:1.5;margin:12px 0}.v16-entry-card h2{font-size:18px;margin:22px 0 6px}.v16-entry-lead{font-size:13px;line-height:1.9;color:#4c626d}.v16-entry-benefits{display:flex;gap:7px;flex-wrap:wrap;margin:15px 0}.v16-entry-benefits span{color:#26804b;background:#eaf8ee;padding:5px 10px;border-radius:40px;font-weight:800;font-size:11px}.v16-entry-small{font-size:12px;color:#647883}.v16-terms-scroll{max-height:250px;overflow-y:auto;overscroll-behavior:contain;border-radius:12px;border:1px solid #d5e0e5;padding:15px 16px;background:#f9fbfc;scrollbar-width:thin}.v16-terms-scroll h3{font-size:13px;margin:10px 0 5px}.v16-terms-scroll p{font-size:12px;color:#425865;line-height:1.85;margin:0 0 14px}.v16-terms-end{text-align:center;font-size:12px;font-weight:750;color:#48626c;padding:12px}.v16-read-state{font-size:11px;color:#ad5d28;margin:9px 0 15px}.v16-entry-check{display:flex;gap:10px;align-items:flex-start;font-size:12px;font-weight:650;line-height:1.7;padding:11px 8px;border-bottom:1px solid #e8eef0;cursor:pointer}.v16-entry-check input{width:19px;height:19px;accent-color:#ec752a;flex:none;margin-top:2px}.v16-enter-btn{width:100%;margin:18px 0 7px;font-size:15px}.v16-entry-note{font-size:10px;color:#71838c}.v16-step-nav{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;position:relative;background:#ebf1f3;border-radius:15px;padding:5px;margin:7px 0 6px}.v16-step-nav button{border:0;background:transparent;min-width:0;border-radius:12px;padding:10px 3px;display:flex;flex-direction:column;align-items:center;gap:2px;color:#637783;font-weight:820;font-size:12px;line-height:1.4}.v16-step-nav button b{font-size:10px;letter-spacing:.04em}.v16-step-nav button.active{background:#fff;box-shadow:0 2px 8px #2a46551c;color:#b34e14}.v16-page-caption{font-size:10px;color:#70838c;margin:0 1px 13px}.v16-hidden-prior-diff{display:none}.v16-endnav{border-top:1px solid #e1e8ec;padding-top:17px;margin-top:22px;display:flex;flex-direction:column;gap:10px;align-items:stretch}.v16-share-label{font-size:11px;font-weight:780;color:#627682}.v16-socials{display:flex;align-items:center;gap:10px;margin-bottom:8px}.v16-social{border:1px solid #d9e4e8;background:#fff;min-height:42px;min-width:42px;padding:0 7px;border-radius:99px;font-weight:850;font-size:19px;color:#243845;box-shadow:0 2px 6px #17324a0a}.v16-social.ig{color:#ca3268}.v16-social.tk{color:#15232a}.v16-social.ln{background:#1aa950;color:#fff;border-color:#1aa950;font-size:10px;min-width:48px}.v16-next{width:100%;font-size:14px}.v16-back{align-self:flex-start;border:0;background:none;text-decoration:underline;text-underline-offset:4px;color:#56707c;padding:9px 2px;font-size:12px}.v16-common-cta .v16-what{display:flex;align-items:center;justify-content:space-between;gap:12px;border-bottom:1px solid #e5edf0;padding-bottom:12px;margin-bottom:14px}.v16-common-cta .v16-what button{border:none;background:none;padding:0;font-size:13px;font-weight:820;text-decoration:underline;text-underline-offset:4px;color:#4a697c}.v16-common-cta .v16-login-preview{display:flex;flex-wrap:wrap;align-items:center;gap:5px;color:#627782;font-size:10px;margin:12px 0}.v16-login-preview button{border:1px solid #dce5e9;border-radius:30px;padding:5px 10px;background:white;color:#69808b;font-size:10px}.v16-login-preview button.active{color:#a95020;border-color:#edb184;background:#fff7ef}.v16-common-cta #v16-line-note{font-size:11px;margin:10px 0}.v16-share-storage{display:none}.v16-share-storage #share{padding:0}.modal #share .v14-share-mode{margin-top:8px}@media(max-width:390px){.v16-step-nav button{font-size:11px}.v16-entry-card{padding:20px 15px}.v16-entry-screen{padding:8px}.v16-socials{gap:8px}}


/* v1.4 candidate: graph → conditions → payment breakdown, mobile first */
.v14-main{padding:18px 17px 22px}.v14-main .method-switch{margin-bottom:4px}.methodhelp{text-align:right;margin:4px 0 15px}.textlink{border:0;background:transparent;padding:7px 0;color:#475d69;text-decoration:underline;text-underline-offset:4px;font-size:12px;cursor:pointer;white-space:nowrap}.textlink:focus-visible,.cost-info-link:focus-visible,.v14-edit:focus-visible{outline:3px solid #ef945f;outline-offset:2px}
.chartheading{margin-top:8px;margin-bottom:8px}.chartheading .subhead{font-size:19px;margin:0 0 4px}.chartheading .muted{font-size:11px}.v14-plot{padding:10px 9px 8px}.v14-plot .chart{display:block;width:100%;aspect-ratio:740/318;min-height:0}.rate-trajectory{background:#f0f4f5;border-radius:9px;padding:7px 9px;margin:2px 0 0;color:#465c68;font-size:11px;line-height:1.55;overflow-wrap:anywhere}.plot-foot{margin:8px 0 13px!important;font-size:11px!important}
.v14-conditions{background:#f7f9f9;border:1px solid #dae3e7;border-radius:14px;padding:12px 10px;margin:0 0 18px}.v14-condition-line{display:flex;align-items:center;gap:7px;min-width:0}.v14-condition-line strong{flex:none;font-size:11px;white-space:nowrap;color:#2b414c}.v14-condition-line #condition-summary{min-width:0;flex:1;white-space:nowrap;font-size:12.5px;font-weight:850;letter-spacing:-.35px;color:#1e303b}.v14-edit{flex:none;border:1px solid #f4a46d;color:#ae4b16;border-radius:10px;background:#fff8f2;font-size:12px;font-weight:800;padding:10px 8px;cursor:pointer;min-height:41px;white-space:nowrap}
.v14-breakdown{border-top:1px solid #e0e6e8;padding-top:16px}.v14-breakdown-top{display:flex;gap:6px;align-items:baseline;justify-content:space-between;margin-bottom:13px}.v14-breakdown-title{font-size:18px;line-height:1.35;margin:0;letter-spacing:-.5px}.v14-breakdown-top .textlink{font-size:11px}.v14-hero{margin:0 0 11px!important;gap:5px}.v14-hero .big{font-size:clamp(24px,6.1vw,37px)!important}.v14-hero .balancebig{font-size:clamp(20px,5.2vw,32px)!important}.v14-main .caption{font-size:11px}.v14-breakdown .mixbar{height:12px;margin:10px 0}.v14-breakdown .legend{font-size:11px;display:flex;flex-wrap:wrap;gap:6px 10px;justify-content:space-between}.v14-breakdown .legend b{font-size:11px}.costlinkrow{display:flex;justify-content:flex-end;margin-top:9px}.cost-info-link{border:0;background:transparent;color:#bf4e2b;text-decoration:underline;text-underline-offset:3px;cursor:pointer;font-size:11px;padding:5px 0}.v14-breakdown .sample{margin-top:4px;font-size:10px}.v14-year-hidden{display:none!important}.v14-main>.insight{margin-top:14px}
.v14-comp-head{align-items:center;gap:10px}.v14-comp-head .subhead{font-size:19px}.v14-comp-head .btn{flex:none;padding:9px 9px;font-size:11px}.compare-year-line{display:flex;align-items:center;justify-content:space-between;background:#f3f7f8;border-radius:11px;padding:10px 12px;margin-top:17px}.compare-year-line label{font-weight:850;font-size:13px}.compare-year-input{display:flex;align-items:center;gap:8px;font-size:12px}.compare-year-input input{width:60px;border:1px solid #c9d8df;border-radius:9px;padding:7px;font-size:17px;font-weight:850;text-align:center;background:white}.compare-year-input input.invalid{border-color:#d64545;background:#fff4f4}.v14-scenario-heading{gap:8px;margin:13px 0}.v14-scenario{border:1px solid #dce5e8;border-radius:13px;padding:12px 10px;min-width:0}.scenario-label{font-size:12px;color:#526b79}.scenario-rate{font-size:23px;font-weight:850;margin:6px 0}.v14-scenario .fine{font-size:10px;line-height:1.45;margin:0}.compare-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid #dce5e8;border-radius:12px}.v14-compare-table{border-collapse:collapse;width:100%;font-size:12px}.v14-compare-table th,.v14-compare-table td{border-bottom:1px solid #e8edef;padding:11px 7px;vertical-align:middle}.v14-compare-table thead th{font-size:11px;background:#f4f7f7}.v14-compare-table tbody th{width:38%;text-align:left;font-size:11px;font-weight:650}.v14-compare-table tbody td{width:31%;text-align:right;font-weight:800;font-size:12px;overflow-wrap:anywhere}.v14-compare-table tr:last-child th,.v14-compare-table tr:last-child td{border:0}.comparison-highlight{background:#fff1e8;color:#9d511e;border-radius:12px;padding:14px;margin-top:11px;font-size:13px;font-weight:800;line-height:1.7}.v14-share-mode{margin-bottom:14px}.v14-share-mode label{font-weight:800;font-size:12px;display:block;margin-bottom:7px}.v14-share-mode select{width:100%;padding:11px;border-radius:11px;border:1px solid #ccd9df;background:white;font-size:14px}
.modalnotice{background:#f4f7f8;border-radius:12px;padding:10px 12px;font-size:12px;color:#4b606b;line-height:1.7;margin:12px 0}.mode-explain-graphs{display:grid;grid-template-columns:1fr 1fr;gap:10px}.mode-explain-box{border:1px solid #dce5e8;border-radius:12px;padding:9px;min-width:0}.mode-explain-box svg{width:100%;height:auto}.mode-explain-box strong{font-size:12px}.mode-explain-box p{font-size:11px;line-height:1.65;color:#5b6a72;margin:6px 0}.modal-compare-actions{margin-top:10px;padding:10px;background:#f5f7f8;border-radius:12px}.modal-compare-actions h3{font-size:14px;margin:0 0 8px}.modal-compare-actions .field{margin:8px 0}.minicheckbox{display:flex;align-items:center;gap:10px;font-size:13px;font-weight:800;padding:11px 9px;background:#f3f6f7;border-radius:10px;cursor:pointer}.minicheckbox input{width:19px;height:19px;accent-color:#d56c29}
@media(max-width:390px){.v14-main{padding:15px 12px}.v14-conditions{padding:11px 8px}.v14-condition-line{gap:5px}.v14-condition-line strong{font-size:10px}.v14-condition-line #condition-summary{font-size:11.6px;letter-spacing:-.4px}.v14-edit{padding:9px 6px;font-size:11px}.v14-breakdown-title{font-size:16px}.v14-breakdown-top .textlink{font-size:10px}.scenario-rate{font-size:21px}.v14-compare-table th,.v14-compare-table td{padding:10px 5px}}
@media(min-width:720px){.v14-main{padding:28px}.v14-conditions{padding:15px}.v14-condition-line strong{font-size:14px}.v14-condition-line #condition-summary{font-size:18px}.v14-edit{font-size:14px;padding:11px 18px}.v14-breakdown-title{font-size:23px}.v14-breakdown-top .textlink{font-size:13px}}


/* v1.5 UX updates: source v1.4 preserved; no production wiring */
.v15-y-axis{position:absolute;top:5px;left:12px;z-index:1;color:#6b818d;font-size:10px;pointer-events:none;background:#fcfefecc;border-radius:4px;padding:2px 4px}
.v15-plot-legend{display:flex;justify-content:center;gap:22px;margin:8px 0 11px;font-size:12px;font-weight:800;color:#55707c}
.v14-plot{padding-top:15px}.v14-plot svg{margin-top:7px}
.v14-conditions{margin-bottom:16px}.v14-conditions .rate-trajectory{background:transparent;margin:6px 0 0;padding:0 0 0 2px;color:#54707e;font-size:11px;font-weight:550}
.v14-hero{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:9px!important}
.v15-monthpay{min-width:0}.v15-month-mix{display:flex!important;flex-direction:column;align-items:flex-start!important;justify-content:flex-start!important;gap:4px!important;padding-top:2px;min-width:0}
.v15-month-mix>span{display:block;white-space:normal;line-height:1.5;min-width:0}.v15-month-mix b{font-weight:900}.v15-month-mix .dot{width:9px;height:9px}
.v15-balances{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:13px 0 6px;padding:12px 0 0;border-top:1px solid #e8edef}
.v15-balance-item{text-align:left!important;min-width:0}.v15-balance-item .big,.v15-balance-value{text-align:left!important;font-size:clamp(17px,4.6vw,25px)!important;font-weight:900;letter-spacing:-.05em;line-height:1.35;white-space:nowrap}
.v14-breakdown .mixbar{margin:12px 0 1px}.v14-breakdown .costlinkrow{margin-top:2px}.v14-breakdown .sample{margin-top:4px}
.v15-rates{margin-top:18px;border:1px solid #dfe9ed;border-radius:13px;overflow:hidden}.v15-rates summary{cursor:pointer;padding:13px;font-size:14px;font-weight:870;background:#f7f9fa;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:10px}.v15-rates summary::-webkit-details-marker{display:none}.v15-rates summary:after{content:'⌄';font-size:18px;color:#607884}.v15-rates[open] summary:after{content:'⌃'}
.v15-rate-inner{padding:10px 14px 14px}.v15-rate-item{border-bottom:1px solid #e8edef;padding:10px 0}.v15-rate-item:last-child{border:0}.v15-rate-head{display:flex;justify-content:space-between;gap:8px;flex-wrap:wrap;font-size:12px}.v15-rate-head b{font-size:13px}.v15-rate-delta{font-weight:900;color:#b34e19}.v15-rate-detail{font-size:11px;color:#657988;margin-top:2px}
.v15-share-banner{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:7px;padding:17px 0 2px;font-weight:850;font-size:13px}.v15-share-jump{background:#fff5eb;border-color:#f5be9a;color:#ac4e15;font-size:12px;min-height:39px;padding:9px}
.v15-sale-desc{margin:10px 0 14px;font-size:12px;color:#506471;line-height:1.7}
@media(max-width:430px){.v14-hero .big{font-size:clamp(24px,6vw,31px)!important}.v15-month-mix{font-size:10px!important}.v15-month-mix b{font-size:11px!important}.v15-balances{gap:8px}.v15-balance-item .big,.v15-balance-value{font-size:clamp(15px,4.25vw,20px)!important}.v15-share-banner .btn{width:100%}}
@media(max-width:365px){.v14-condition-line #condition-summary{font-size:10px}.v14-breakdown-title{font-size:15px}.v14-breakdown-top .textlink{font-size:10px}}


/* v1.6.1 focus: compact header, 10y term comparison, accessible tutorial */
.intro{padding:9px 0 8px}.v161-intro-line{display:flex;align-items:center;justify-content:space-between;gap:8px}
.intro .v161-intro-line h1{font-size:clamp(19px,4.9vw,25px);margin:0;line-height:1.35;letter-spacing:-.03em}
.intro p{font-size:11px;margin:3px 0 0;color:#7a8d98}.v161-help{font-size:11px!important;white-space:nowrap}
.v16-step-nav{background:#f3f6f7;padding:3px;gap:3px;border-radius:11px;margin:5px 0 3px}
.v16-step-nav button{font-size:11px;padding:7px 2px;color:#7b8b94;gap:0;border-radius:9px;font-weight:720}
.v16-step-nav button b{font-size:9px;color:#9aa8ae;font-weight:650}
.v16-step-nav button.active{box-shadow:0 1px 4px #1932480d;color:#a45125}
.v16-step-nav button.active b{color:#bf7f57}.v16-page-caption{margin:0 0 8px;font-size:10px;color:#8295a0}
.v161-term-heading{font-size:clamp(15px,3.85vw,18px)!important;line-height:1.45;max-width:100%;margin:0}
.v161-term-conditions{margin:10px 0 0;background:#f0f5f6;border-radius:9px;padding:9px 10px;font-size:12px;font-weight:800;color:#355363;line-height:1.6}
.v161-term-card{padding:12px 10px;min-width:0}.v161-term-card-title{font-size:16px;display:block;margin-bottom:5px}
.v161-term-card .value{font-size:clamp(19px,4.8vw,26px)!important;color:#263b48;min-height:0}
.v161-term-detail{display:flex;flex-direction:column;gap:1px;border-top:1px solid #e7edef;padding-top:10px;margin-top:11px}
.v161-term-detail span{font-size:11px;color:#71838e}.v161-term-detail strong{font-size:clamp(17px,4.3vw,24px);color:#263742;letter-spacing:-.045em;line-height:1.35;overflow-wrap:anywhere}
.v161-term-takeaway{background:#fff5ed;border:1px solid #f6d6bc;padding:13px;border-radius:11px;margin:13px 0;font-size:12px;color:#a34d17;line-height:1.7}
.v161-term-takeaway strong{display:block;font-size:14px;font-weight:900;color:#a7460b}.v161-term-takeaway span{display:block;margin-top:4px;color:#5d707b}
.v161-sale-tip{font-size:11px;color:#637e8b;margin:13px 0 4px}.v161-sale-back{display:inline-block;border:0;background:transparent;color:#466e85;text-decoration:underline;text-underline-offset:3px;padding:4px 0;font-size:12px;cursor:pointer;text-align:left}
.v161-business{border-top:1px solid #e5ebef;margin-top:17px;padding-top:12px;text-align:center}.v161-business .textlink{font-size:12px;color:#4d6e7c}
#v161-tour[hidden]{display:none!important}#v161-tour{position:fixed;inset:0;z-index:85;pointer-events:none}
.v161-tour-shades>div{position:fixed;z-index:85;background:rgba(21,35,43,.65);pointer-events:auto}
.v161-tour-card{position:fixed;left:12px;right:12px;max-width:440px;margin:auto;z-index:86;pointer-events:auto;background:#fff;border-radius:17px;padding:15px 17px 14px;border:2px solid #f6a06a;box-shadow:0 6px 30px #1529344d}
.v161-tour-count{font-size:11px;color:#b35d24;font-weight:850}.v161-tour-card h2{font-size:17px;margin:5px 0}.v161-tour-card p{font-size:12px;color:#4e6773;line-height:1.7;margin:6px 0 12px}
.v161-tour-actions{display:flex;align-items:center;gap:8px}.v161-tour-actions button{min-height:41px;border-radius:10px;padding:8px 12px;font-weight:820;font-size:12px}
#v161-tour-skip{border:0;background:transparent;color:#536773}#v161-tour-next{margin-left:auto;border:0;background:#ec7226;color:#fff;min-width:110px}
@media(max-width:390px){.v14-comp-head{gap:6px}.v161-term-heading{font-size:15px!important}.v16-page-caption{font-size:9px}}


/* v1.6.2 integrated review changes (local mock only) */
.topin{height:46px}.logo{font-size:14px}.logo-mark{width:27px;height:27px;border-radius:8px;font-size:16px}
.intro{padding:4px 0 3px}.intro .v161-intro-line h1{font-size:clamp(12px,3.3vw,15px);font-weight:720;color:#617783;letter-spacing:0}
.v161-help{font-size:10px!important}.v16-step-nav{padding:2px;gap:2px;margin:5px 0 6px;border-radius:10px}
.v16-step-nav button{padding:8px 2px;font-size:11px;min-height:34px;line-height:1.3;border-radius:8px}
.v14-main .method-switch{margin-bottom:5px}.method-switch button{display:flex;justify-content:center;align-items:center;gap:5px;font-size:13px;padding:9px 3px}
.v162-default-label{border-radius:12px;background:#fff1e4;color:#b95c22;padding:2px 4px;font-size:9px;line-height:1.4;font-weight:800}
.method-switch button.active .v162-default-label{background:#f8e5d6}
.v14-breakdown .mixbar{margin:12px 0 0}.v14-breakdown .costlinkrow{margin:2px 0 0;min-height:26px;align-items:center}
.v15-balances{margin-top:0;padding-top:12px}.v162-details{font-size:10px;color:#71838d;margin-top:15px;border-top:1px solid #e7ecef;padding-top:7px}
.v162-details summary{font-size:10px;font-weight:530;letter-spacing:.0em;line-height:1.3;color:#778995;list-style:none;cursor:pointer}
.v162-details summary::-webkit-details-marker{display:none}.v162-details summary:before{content:'▸ ';font-size:10px}
.v162-details[open] summary:before{content:'▾ '}
.v162-method-current{display:inline-block;margin:5px 0 8px;background:#f0f5f7;border-radius:100px;padding:4px 9px;font-size:11px;font-weight:720;color:#4b6774}
@media(max-width:390px){.method-switch button{font-size:12px}.v162-default-label{font-size:8px}.v16-step-nav button{font-size:10.5px}.intro{padding-top:1px}}

/* Consolidated LOCAL correction: approved presentation changes only. */
.intro .v161-intro-line h1{font-size:11px;font-weight:600;color:#617783}
.v161-help{font-size:11px!important}
.v14-plot{padding-top:22px}
.v14-plot #mainchart{width:calc(100% - 15px);margin:7px 0 0 15px;aspect-ratio:740/370}
.v15-y-axis{top:55%;left:3px;transform:translateY(-50%);writing-mode:vertical-rl;font-size:10px;padding:0;background:transparent;letter-spacing:.02em}
.v15-plot-legend{position:absolute;top:7px;right:12px;display:flex;align-items:center;gap:12px;margin:0;font-size:10px;font-weight:600;line-height:1.4}
.v15-plot-legend>span{display:inline-flex;align-items:center;gap:4px}
.v15-plot-legend i{width:8px;height:8px;border-radius:2px;display:inline-block}
.principal-key{background:var(--blue)}
.interest-key{background:var(--interest)}
.v14-condition-line{flex-wrap:wrap;gap:5px 8px}
.v14-condition-line #condition-summary{font-size:13px;font-weight:700;letter-spacing:-.3px}
.v14-condition-line strong{font-weight:650}
.v14-edit{font-weight:650;border-color:#edb38c;background:#fffaf6}
.v15-rates summary{font-weight:700}
.v15-rates summary small{display:block;margin-top:5px;font-size:11px;font-weight:400;line-height:1.6;color:var(--muted)}
.v15-rates summary:after{flex:none}
.sale #sale-info{display:block;width:fit-content;margin:0 0 14px;padding:2px 0;white-space:nowrap;text-align:left}
.sale .v15-sale-desc{margin:10px 0 7px}
.term-compare-band{display:block;width:100%;border:1px solid transparent;text-align:left;font:inherit;font-size:12px;font-weight:650;color:#355363;cursor:pointer}
.term-compare-band #v161-term-conditions{display:block}
.term-compare-cue{display:flex;flex-direction:column;align-items:center;gap:0;margin-top:6px;font-size:10px;font-weight:400;color:#617783}
.term-compare-arrow{display:block;font-size:20px;line-height:1;transition:transform .15s}
.term-compare-band[aria-expanded="true"]{border-color:#bbcdd5;background:#eaf1f3}
.term-compare-band[aria-expanded="true"] .term-compare-arrow{transform:rotate(180deg)}
.term-compare-band:focus-visible,.v15-rates summary:focus-visible{outline:3px solid #78a9f5;outline-offset:3px}
.v16-panel{margin-bottom:0;border-bottom-left-radius:12px;border-bottom-right-radius:12px;box-shadow:none}
.v16-common-cta{margin-top:0;background:transparent;border:0;border-radius:0;box-shadow:none;overflow:visible}
.v16-common-cta>.pad{padding-top:18px}
.v16-common-cta .v16-what{padding-bottom:12px;border-bottom:1px solid #dfe7eb}
.v16-common-cta .cta{background:rgba(255,255,255,.72);border-color:#dce5e9}
.v16-common-cta .cta.prime{background:#fff8f2;border-color:#edcfb8}
.subhead,.chartheading .subhead,.focustitle{font-weight:750}
.v16-common-cta .cta strong{font-weight:700}
.v16-common-cta .btn,.v16-endnav .btn,.modalbuttons .btn{font-weight:700;border-radius:11px}
.method-switch button{font-weight:700}
.method-switch button.active{box-shadow:0 1px 4px #1f374412}
@media(min-width:720px){.v14-condition-line #condition-summary{font-size:19px}}
@media(max-width:365px){.v14-condition-line #condition-summary{flex-basis:calc(100% - 60px)}.v14-edit{margin-left:auto}}

/* SNS memo stays in the existing common sharing dialog. */
.share-memo-field{margin:0 0 16px}
.share-memo-field label{display:block;font-size:12px;font-weight:700;margin-bottom:6px}
.share-memo-field input{width:100%;min-height:42px;border:1px solid #ccd9df;border-radius:10px;padding:9px 11px;background:#fff;font-size:16px}
.share-memo-field>span{display:block;text-align:right;font-size:11px;color:var(--muted);margin-top:4px}

/* Phase A: one shared entry, image saving and device sharing side by side. */
.share-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}
.share-actions .btn{width:100%;min-width:0;padding:10px 8px}
#copy-condition{display:none!important}

/* Phase B: retain the native checkbox, disclosure and tutorial controls. */
.v16-entry-check input{appearance:none;-webkit-appearance:none;border:1px solid #bdcbd2;border-radius:4px;background:#fff;display:inline-block}
.v16-entry-check input:checked{background-color:var(--brand);border-color:var(--brand);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='m4 10 4 4 8-9' fill='none' stroke='%23fff' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-size:100% 100%}
.v16-entry-check input:disabled{background-color:#f0f3f4;opacity:.6}
#v161-tour{pointer-events:auto;touch-action:none;overscroll-behavior:none}
.v161-tour-card{overscroll-behavior:contain}
.v16-step-nav{display:block;padding:0;margin:3px 0 6px;background:#eef3f5}
.v16-step-nav>summary{display:flex;align-items:center;gap:10px;min-height:40px;padding:8px 11px;cursor:pointer;list-style:none;color:#526d7b;font-size:12px}
.v16-step-nav>summary::-webkit-details-marker{display:none}
.v16-step-nav>summary:focus-visible{outline:3px solid #78a9f5;outline-offset:2px;border-radius:9px}
.nav-current{margin-left:auto;color:#a45125;font-size:11px;font-weight:650}
.nav-arrow{font-size:17px;line-height:1}
.v16-step-nav[open] .nav-arrow{transform:rotate(180deg)}
.nav-options{display:grid;grid-template-columns:1fr;padding:2px 6px 6px;gap:3px}
.v16-step-nav .nav-options button{align-items:flex-start;padding:9px 10px;min-height:36px;font-size:12px}
.v16-step-nav .nav-options button[aria-current="step"]:after{content:'現在の画面';font-size:10px;font-weight:400;color:#88715e;margin-left:auto}
.v16-step-nav .nav-options button{flex-direction:row;align-items:center}
.topin{height:42px}
.intro{padding:1px 0}
.v14-main{padding-top:10px}
.methodhelp{margin:0 0 4px;text-align:right}
.methodhelp .textlink{padding:3px 0;min-height:28px;font-size:11px}
.chartheading{margin-top:6px;margin-bottom:6px}
.v14-plot{margin-top:8px}
@media(min-width:720px){.v14-main{padding-top:16px}}

/* Residual UX: fixed recommended export, early actions, readable preview. */
.share-dialog{max-height:94dvh}
.share-dialog .modalhead{position:sticky;top:0;z-index:4;min-height:48px;padding:8px 0;margin-bottom:4px;background:#fff}
.share-dialog #share{padding:0}
.share-controls{position:sticky;top:50px;z-index:3;background:#fff;padding:6px 0 10px;border-bottom:1px solid var(--line)}
.share-controls .v14-share-mode{margin-bottom:10px}
.share-controls .v14-share-mode label{margin-bottom:4px}
.share-controls .v14-share-mode select{padding:9px;min-height:42px}
.share-controls .share-memo-field{margin-bottom:8px}
.share-controls .share-actions{margin-top:8px}
.share-controls .share-msg{min-height:0;margin:7px 0 0}
.share-dialog .sharegrid{display:block}
.share-dialog .sharegrid canvas{display:block;width:100%;height:auto;max-height:none;object-fit:contain;box-shadow:none}
.share-preview-format{margin:12px 0 8px}
.share-summary{margin:15px 0;padding:13px;background:#f3f7f8;border-radius:12px}
.share-summary h3{font-size:13px;margin:0 0 8px}
.share-summary-lines{list-style:none;padding:0;margin:0;display:grid;gap:7px;font-size:13px;line-height:1.65;color:#496272;overflow-wrap:anywhere}
.share-preview-help{line-height:1.7;margin-bottom:8px}
.v16-step-nav{position:relative;z-index:10}
.v16-step-nav .nav-options{position:absolute;top:calc(100% + 4px);left:0;right:0;z-index:15;max-width:100%;padding:6px;background:#eef3f5;border:1px solid #d8e3e8;border-radius:12px;box-shadow:0 8px 20px #243c491a}
.compare-year-line{flex-wrap:nowrap;gap:8px;padding:8px 10px}
.compare-year-line>label{white-space:nowrap;font-size:12px;min-width:0}
.compare-year-line>.compare-year-input{margin-left:auto;gap:5px;flex:none}
.compare-year-input input{width:50px}
.compare-year-line .compare-config-trigger{flex:none;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:0;width:44px;height:44px;min-height:44px;padding:2px;border-color:#d6e1e6;background:#fff;font-size:10px;line-height:1.3}
.compare-config-trigger>span:first-child{font-size:17px}
@media(max-width:480px){
 .v16-entry-screen{padding:8px 12px 20px}
 .v16-entry-card{margin:8px auto;padding:18px 16px}
 .v16-entry-card h1{font-size:22px;line-height:1.4;margin:8px 0}
 .v16-entry-lead{font-size:12px;line-height:1.65;margin:6px 0}
 .v16-entry-benefits{margin:8px 0;gap:6px}
 .v16-entry-benefits span{padding:4px 8px}
 .v16-entry-card h2{font-size:17px;margin:12px 0 5px}
 .v16-entry-small{font-size:11px;line-height:1.6;margin:6px 0 10px}
 .v16-terms-scroll{max-height:180px;padding:10px 12px}
 .v16-terms-scroll h3{margin:6px 0 4px}
 .v16-terms-scroll p{font-size:12px;line-height:1.7;margin-bottom:10px}
 .v16-read-state{font-size:10px;line-height:1.6;margin:6px 0 8px}
 .v16-entry-check{font-size:11.5px;line-height:1.55;padding:8px 4px}
 .v16-enter-btn{min-height:44px;margin:12px 0 4px;font-size:14px}
 .v16-entry-note{font-size:10px;line-height:1.6;margin:5px 0 0}
}

/* Final PO delta: one common save entry per panel. */
.v16-socials .v16-share-open{width:100%;font-size:12px}

/* PO final UX: clarify existing actions, comparison hierarchy and image help. */
.v16-socials .v16-share-open{display:flex;align-items:center;justify-content:center;gap:8px;min-height:44px;white-space:nowrap}
.download-icon,.adjust-icon{width:20px;height:20px;flex:none;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.compare-year-line .compare-config-trigger{min-width:44px;font-size:9px;gap:2px;white-space:nowrap}
.comparison-highlight .compare-delta-title{margin:0 0 3px;font-size:14px;font-weight:650}
.compare-delta-amount{display:block;font-size:34px;font-weight:800;line-height:1.3;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.comparison-highlight .compare-delta-direction{margin:8px 0 10px;font-size:14px;font-weight:700}
.compare-delta-detail{display:grid;gap:2px;font-size:11px;font-weight:400;line-height:1.65;color:#855d46}
.share-summary-lines{gap:11px;font-size:12px;line-height:1.65}
.share-summary-lines>li>strong{display:block;font-size:12px;font-weight:650;color:#38535f;margin-bottom:2px}
.share-summary-lines>li>span{display:block;white-space:pre-line}
.share-summary .share-summary-caution{margin:10px 0 0;font-size:11px;line-height:1.6}

/* Final adopted Mobile integration: base gutter and tutorial navigation. */
.pad{--pad-inline:20px}
@media(max-width:370px){.pad{--pad-inline:15px}}
@media(min-width:720px){.pad{--pad-inline:26px}}
.v14-main{--v14-main-inline:17px;padding-inline:var(--v14-main-inline)}
@media(max-width:390px){.v14-main{--v14-main-inline:12px}}
@media(min-width:720px){.v14-main{--v14-main-inline:28px}}
#v161-tour-back{border:1px solid #d6dadd;background:#fff;color:#536773}